Cost-Plus Merchant Account

Stop Overpaying For Credit Card Processing

Far too many businesses are overpaying for their credit card processing and not even realizing it. Some have been purposely misled by “teaser rates” while others have had their merchant accounts set up using the wrong pricing method.

Regardless of the reason, the result is the same. High credit card processing fees that will shrink profit margins and hurt your bottom line.

Tailored Transactions offers a full suite of customized payment solutions that are secure, transparent, and highly cost-effective. We will set up your merchant account to best meet your specific payment processing needs and guarantee maximum savings and efficiency.

Look at Your Credit Card Processing Statement

Do you see ANY of the following downgrades listed on your recent monthly statement?

  • Qualified or Qual
  • Mid-Qualified or MQual
  • Non-Qualified or NQual
  • Standard or STND
  • Electronic or ELEC
  • Level 1
  • EIRF
  • CNP
  • Data Rate 1
  • Bill-Back – example: JAN BB195 Transaction Cleared…

If the answer is YES, this indicates that your merchant account is setup incorrectly, and your business is overpaying for credit card processing.

Cost-Plus Pricing

The pricing method that we use is called Cost-Plus Pricing. It works by passing through all of your credit and debit card transactions at their respective interchange rates, and then a small flat markup is added on top.

The interchange rates are the wholesale processing rates set by Visa, MasterCard and Discover for each type of credit and debit card.

Cost-Plus Pricing can reduce your monthly credit card processing fees by up to 45%. Helping your business to save thousands of dollars in processing fees annually.

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Cost-Plus Pricing

American Express OptBlue™

AMEX OptBlue will provide your business with the highest level of service and support by consolidating all of your credit card processing under one roof. We will directly handle your AMEX billing, funding and customer support in-house, allowing us to become your single point of contact for all credit card processing matters.

Reduce your American Express discount rate by a minimum of .25% — guaranteed!

AMEX OptBlue Highlights:

  • Lower Discount Rates
  • Lower Transaction Fees
  • No Monthly Statement Fee
  • Next Day Funding On Deposits
  • Consolidated Monthly Reporting
  • We Become Your Single Point of Contact

Value-Added Benefits That We Provide for Free

Increase Your Profit Margins by Reducing Processing Costs

Tailored Transactions understands that just as businesses differ in their products and services, so do their individual needs. That is why we will tailor your merchant account to best meet your specific payment processing needs, while ensuring maximum savings and efficiency.

Whether you’re looking to set up your initial merchant account or looking to reduce your current fees, we can help you! Follow the link below to request a Free Rate Quote.

Contact us to learn more