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Cost-Plus Merchant Account

Stop Overpaying For Credit Card Processing

Far too many businesses are overpaying for their credit card processing because they have been purposely misled by "teaser rates" or have had their merchant account set up using the wrong pricing model.

Regardless of the reason why the result is the same. High credit card processing fees that rapidly shrink profit margins and hurt your bottom line.

At Tailored Transactions, we offer a full suite of customized payment solutions that are secure, transparent, and highly cost-effective. We set up merchant accounts to best meet the specific payment processing needs of our clients while guaranteeing maximum savings and efficiency.

Look at Your Credit Card Processing Statement

Do you see ANY of the following downgrades listed on your recent monthly statement?

  • Qualified or Qual
  • Mid-Qualified or MQual
  • Non-Qualified or NQual
  • Standard or STND
  • Electronic or ELEC
  • Level 1
  • EIRF
  • Data Rate 1 or DR1
  • CNP
  • Bill-Back - example: AUG BB195 Transaction Cleared...

If the answer is YES, this indicates that your merchant account is setup incorrectly, and your business is overpaying for credit card processing.

Cost-Plus Pricing

The pricing method that we use is called Cost-Plus Pricing, which is also known as Interchange Plus Pricing. It works by passing through your credit and debit card transactions at their respective interchange rates, with only a small markup added.

Interchange rates are the wholesale processing rates set by Visa, MasterCard, and Discover and they differ according to card type and transaction type. i.e., swiped, key-entered, or online.

Cost-Plus Pricing could reduce your monthly credit card processing fees by up to 45% or more, which would save your business thousands of dollars in processing costs annually.

Learn More

Cost-Plus Pricing

American Express OptBlue™

AMEX OptBlue allows us to provide your business with the highest level of service and support by consolidating all of your credit card processing under one roof.

We will handle your AMEX billing, funding, and customer support in-house, allowing us to become your single point of contact for all credit card processing related matters.

We will reduce your American Express discount rates by a minimum of .25% — guaranteed!

AMEX OptBlue Highlights:

  • Lower Discount Rates
  • Lower Transaction Fees
  • No Monthly Statement Fee
  • Next Day Funding On Deposits
  • Consolidated Monthly Reporting

Value-Added Benefits That We Offer for Free

Increase Profit Margins by Reducing Processing Costs

Tailored Transactions understands that just as businesses differ in their products and services, so do their individual needs. This is why we will tailor your merchant account to best meet your specific payment processing needs while ensuring maximum cost-savings and efficiency.

Whether you're looking to set up your initial merchant account or looking to reduce your current fees, we can help you. Follow the link below to Get a Free Rate Quote!

Contact us to learn more