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Credit Card Decline Reason Codes

Declined credit cards are a common occurrence in any business environment, but it is especially common in retail or high-transaction volume businesses.

Regardless of the point-of-sale system you are using, it should deliver a specific code number whenever a transaction is declined. But that won’t help give you the “why” without having the definitions to those codes.

Having these decline code definitions on hand helps you provide better customer service by providing your customers with a more thorough explanation.

We have compiled a list of the most common credit card decline reasons below, and if you cannot find the code here, we recommend contacting your POS provider directly.

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