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Cost-Plus Merchant Account

Stop Overpaying For Credit Card Processing

Far too many businesses are overpaying for credit card processing because they have been purposely misled by "teaser rates" or have had their merchant account set up using the wrong pricing model.

Regardless of the reason, the result is higher card processing fees that shrink profit margins and hurt your bottom line!

Tailored Transactions offers a full suite of customized payment solutions that are secure, transparent, and highly cost-effective. We set up merchant accounts to best meet our clients' specific payment processing needs while guaranteeing maximum savings and efficiency.

Look at Your Credit Card Processing Statement

Do you see ANY of the following terms listed on your recent monthly statement?

  • Qualified or Qual
  • Mid-Qualified or MQual
  • Non-Qualified or NQual
  • Standard or STND
  • Electronic or ELEC
  • Level 1
  • EIRF
  • DR1
  • CNP
  • Bill-Back - example: SEP BB195 Transaction Cleared...

If the answer is YES, this indicates that your merchant account is setup incorrectly, and your business is overpaying for credit card processing.

What Is Cost-Plus Pricing?

The pricing model that we use is called Cost-Plus Pricing, also known as Interchange Plus Pricing. It works by passing through your credit card transactions at their respective interchange rates with only a small markup added.

Interchange rates are the wholesale processing rates set by Visa, MasterCard, and Discover, and they differ according to card type and transaction type. i.e., swiped, key-entered, or online.

Cost-Plus Pricing can reduce your monthly credit card processing fees up to 35% or more, which could save your business thousands of dollars in processing costs annually.

Learn More

Cost-Plus Pricing

American Express OptBlue™

AMEX OptBlue provides your business with the highest level of service and support by consolidating all of your credit card processing under one roof.

We directly handle your AMEX billing, funding, and customer support in-house, allowing us to become your single point of contact for all credit card processing matters.

We will reduce your American Express discount rates by a minimum of .25% — guaranteed!

AMEX OptBlue Highlights:

  • Lower Discount Rates
  • Lower Transaction Fees
  • No Monthly Statement Fee
  • Next Day Funding On Deposits
  • Consolidated Monthly Reporting

Value-Added Benefits That We Offer for Free

Solutions That Provide Maximum Savings & Efficiency

We understand that just as businesses differ in their products and services, so do their individual needs. Therefore, we will customize your merchant account to meet your specific payment processing needs while ensuring maximum cost savings and efficiency.

Contact us today for a no-obligation Free Rate Quote. Send us a copy of your recent credit card processing statement, and we will complete a detailed rate quote showing how much money your business will save in processing fees with a Cost-Plus merchant account. Your rate quote will be completed and sent to you within 24 hours.

Contact us to learn more