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Cost-Plus Merchant Account

Stop Overpaying For Credit Card Processing

Far too many businesses overpay for credit card processing because they were intentionally misled by "teaser rates" or have had their merchant account setup using the wrong pricing model.

Regardless of the reason, the end result is higher card processing fees, which reduce profit margins and shrink your bottom line.

Tailored Transactions provides a comprehensive suite of customized payment solutions that are secure, transparent, and cost-effective. We set up merchant accounts to best meet our clients' specific payment processing needs while ensuring maximum savings and efficiency.

Examine Your Credit Card Processing Statement

Do you see ANY of the following terms listed on your most recent credit card processing statement?

  • Qualified or Qual
  • Mid-Qualified or MQual
  • Non-Qualified or NQual
  • Standard or STND
  • Electronic or ELEC
  • Level 1
  • EIRF
  • DR1
  • Bill-Back - example: FEB BB195 Transaction Cleared...

If the answer is YES, your business is paying too much for credit card processing.

What Is Cost-Plus Pricing?

We use a pricing model known as Cost-Plus Pricing, also known as Interchange Plus Pricing. It works by passing through your credit card transactions at their respective interchange rates with only a small markup.

Interchange rates are the wholesale processing rates set by Visa, MasterCard, and Discover, and they vary depending on card type and transaction type. i.e. swiped, keyed-in, or online.

Cost-Plus Pricing can reduce your monthly credit card processing fees by up to 35% or more, potentially saving your business thousands of dollars in processing fees each year.

Learn More

Cost-Plus Pricing

American Express OptBlue™

By consolidating all of your credit card processing under one roof, AMEX OptBlue provides your business with the highest level of service and support.

We handle your AMEX billing, funding, and customer support in-house, allowing us to be your single point of contact for all credit card processing issues.

We will reduce your American Express discount rates by a minimum of .25% — guaranteed!

AMEX OptBlue Highlights:

  • Lower Discount Rates
  • Lower Transaction Fees
  • No Monthly Statement Fee
  • Next Day Funding On Deposits
  • Consolidated Monthly Reporting

Value-Added Benefits That We Provide for Free

Solutions That Maximize Savings & Efficiency

We understand that, just as businesses' products and services differ, so do their individual needs. As a result, we will tailor your merchant account to your specific payment processing requirements while ensuring maximum cost savings and efficiency. .

Contact us today for a Free Rate Quote. Send us a copy of your most recent credit card processing statement, and we'll complete a detailed rate quote showing how much money your business will save in processing fees with a Cost-Plus merchant account.

Your rate quote will be completed and returned to you within 24 hours.

Contact us to learn more