Tailored Tips

Emerging Trends In Mobile Payments

Posted on: Saturday, February 10th, 2018 @ 11:28 am

Mobile Payments

Shopping, social lives, and bill payments are just some of the many daily tasks that can be completed on a mobile device. Most people bring their devices with them everywhere, which allows them to manage their lives and even make payments on the go. Businesses wisely have started to make use of mobile payments in …

Reviewing Your Merchant Account Could Lead To Big Savings

Posted on: Tuesday, January 30th, 2018 @ 4:37 pm

Review Statement

These days, accepting credit cards is a virtual necessity for any business, however small or large it may be. Dealing with a merchant services company comes with the territory. However, that doesn’t mean you shouldn’t regularly review your monthly processing statements to be sure you are keeping as much of your money in your pocket …

Why Are The Card Brands Dropping The Signature Requirement

Posted on: Wednesday, January 17th, 2018 @ 11:50 am


The swipe-and-sign credit card ritual has been a staple of retail shopping for decades. In fact, it’s as American as apple pie. Swiping your plastic initiates the transaction. Signing the receipt authorizes the transaction. Yet retailers don’t employ teams of handwriting experts to verify the authenticity of these signatures. Neither do the major credit card …

Tips For Managing After-Christmas Gift Returns

Posted on: Wednesday, December 27th, 2017 @ 1:26 pm

Christmas Tree

The holiday shopping season — from Nov. 1 to Dec. 31 — is the most lucrative time of year for American retailers. This is especially true between Thanksgiving and Christmas Eve. In fact, the holiday shopping season is often used as a litmus test to assess the health of America’s economy. This explains why news …

Protect Your Business From Gift Card Fraud

Posted on: Tuesday, December 5th, 2017 @ 12:15 pm

Gift Cards

Most retailers love the idea of gift cards — and for good reason: Each gift card in circulation represents money already spent. You’ve made the sale, and you’re simply waiting for the card recipient to collect his or her goods. Most gift cards expire — without ever being used. This means you still make that …

What Is Level 3 Payment Processing?

Posted on: Monday, November 13th, 2017 @ 6:17 pm

Level 3 Processing

If your business is selling a product or service directly to a customer, then you’re operating a Business to Consumer (B2C) company. This means that when it comes to processing credit card payments, Level 1 processing is sufficient. However, if you’re selling products or services to other businesses (B2B), or to government entities (B2G), then …

Understanding Point-To-Point Encryption

Posted on: Monday, November 6th, 2017 @ 4:02 pm

P2PE Icon

Whenever a customer’s credit card is swiped, the data is sent to your payment processor for verification. This transmission is instantaneous. But because the information is maybe sent over unsecured Internet connections, it is still vulnerable to hacking. A determined thief can easily get his or her hands on this information and begin racking up …

How Is The U.S. Adapting To EMV?

Posted on: Thursday, October 5th, 2017 @ 3:44 pm

EMV Transaction

EMV, also known as chip-enabled credit and debit cards, are continuing to gain momentum in 2017 among card users and merchants. Despite the responsibility placed on merchants to adopt EMV-compliant solutions since October 2015, not every merchant has complied. Visa has continued to push the date back for complete compliance to give businesses more of …

Start Accepting Apple Pay On Your Website

Posted on: Thursday, September 28th, 2017 @ 4:14 pm

Apple Pay Web 1

Last year, Apple introduced Apple Pay for the Web as a way to compete with online payment services like PayPal. This additional payment option is something you should consider for your business website — and it’s not just because hundreds of thousands of major brands and recognizable retail websites are already supporting this new online …

How New Chargeback Policies Could Impact Your Business

Posted on: Thursday, August 31st, 2017 @ 4:56 pm

EMV Pic 2

Credit card chargebacks are never a good thing. They happen whenever a dissatisfied customer initiates the refund process. As the merchant, not only do you lose the sale, but you also pay fees for each chargeback. The best way to protect yourself is to become proactive. When customers have legitimate complaints about your service, you …