POS
Best POS Systems for Small Business in 2026
Compare Clover, Exatouch, TableTurn, Square, Toast and Lightspeed on real costs, contracts and processing, and find the right POS for your business.
Brooks Rohrer
10/25/2026
Merchant Services Insights
Tailored Tips
Important insights into the merchant services industry to help you lower your costs, stay compliant, and keep up with the latest payment technology.
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Merchant Services 101
How to Safely Accept Credit Card Payments Over the Phone
The safest ways to take card payments over the phone in 2026, the PCI rules you must follow, and how to stop phone-order fraud.
Brooks Rohrer
10/24/2026
Pricing
Credit Card Processing Downgrades: What They Are and How to Stop Paying for Them
A downgrade is when a card sale misses the requirements for its lowest interchange rate. Here’s what causes them and how to stop paying for them.
Brooks Rohrer
10/24/2026
Merchant Services 101
What “BANKCARD MTOT DEP” and “MTOT DISC” Mean on Your Bank Statement
Those cryptic BANKCARD lines on your bank statement are your card processing: deposits coming in and fees going out. Here’s what each one means, when it posts, and how to use the DISC line to find out what you really pay.
Brooks Rohrer
10/23/2026
Merchant Services 101
What Is a Merchant ID Number (MID) and How to Find Yours
Every business that accepts cards has a merchant ID. Here’s what the number is, where it hides, who should and shouldn’t have it, and what happens to it when you switch processors.
Brooks Rohrer
10/23/2026
Interchange
Utility Interchange Pricing for Waste Management and Utility Companies
Our utility clients cut card processing fees by 70% on average with utility interchange pricing. Here’s who qualifies and how to get it.
Brooks Rohrer
9/24/2026
Pricing
Credit Card Surcharging: Eliminate Credit Card Processing Fees the Right Way
Done right, implementing a surcharge can take your credit card processing fees to zero without changing a single price. Here are the rules, the benefits, and how to set it up.
Brooks Rohrer
9/23/2026
Level 3
Level 3 Credit Card Processing: Why Every B2B and B2G Business Needs It
Corporate, purchasing and government cards are the most expensive cards to accept unless you send Level 3 data with each sale. Here’s what Level 3 processing is, what it saves and how to tell if you’re getting it.
Brooks Rohrer
9/23/2026
Pricing
Dual Pricing for Retailers: Two Prices, Zero Processing Fees
Two prices on every shelf tag, zero processing fees, and no surprises at the register. Here’s how dual pricing works for retailers and how to set it up right.
Brooks Rohrer
9/22/2026
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