MOTO Merchant Accounts
Start Accepting Credit Card Payments By Telephone, Fax or Mail!
If you operate a mail order or telephone order business and/or you predominantly accept credit card payments by way telephone or fax, you are participating in, what we call in the payments industry, MOTO Credit Card Processing. (MOTO = Mail Order Telephone Order)
To simplify,, this means that you accept credit card payments in an environment where the customer and their credit card are not physically present at the time of purchase. Another term used for this is "Card-Not-Present" credit card processing.
MOTO merchant accounts require a specialized set-up, so that you as a merchant avoid unnecessary fees and risks. TailoredTransactions.com will provide you with the best solution to accept your mail/phone credit card orders based on your businesses individual needs and preferences.
Highlights & Benefits
- Cost-Plus Pricing On All Transactions
- 24 Hour Next Day Funding
- No Application & No Setup Fees
- Free Credit Card Terminals Available
- Free Authorize.net Setup ($99.00 Value)
- Free Online Reporting Tools
- Free Live 24/7/365 Merchant Support
- Low Cost Check & ACH Processing Solutions
- Easy-to-Read Monthly Billing Statements
- Free American Express Account Setup
- No Cancelation Fees
- New Account Approval Within 24 Hours
How MOTO Payment Processing Works
- 1.) The customer calls or mails in an order to the merchant and provides their credit card information.
- 2.) The merchant enters the card information into a credit card terminal, PC software or payment gateway.
- 3.) The processing system connects to our networks for authorization.
- 4.) The processor passes the sale information on to the bank that issued the credit card which checks to see that the card is valid and if the amount requested is available.
- 5.) The issuing bank sends an approval code or a decline message back to the processor.
- 6.) The information is passed back to the processing system which gives the merchant the approval number and allows them to print a receipt for their records.
- 7.) The merchant must "settle" their processing sales on a daily basis which begins the final process in the transactions. In most cases the credit card terminal can be programmed to settle the account automatically.
- 8.) The sales proceeds are then transferred from the card issuing bank and are electronically deposited into the merchant's bank account. It typically takes 1-2 business days from the time of the original transaction for the funds to reach the merchant's bank account.
Payment Gateways
- Authorize.net (Free Gateway Setup)
- Revolution Payment Gateway (All-In-One)
- eProcessing Network
- IC Verify
- Skipjack (Exclusive QuickBooks Plug-in)
- PC Charge
- Virtual Merchant
Stop Losing Money That Is Rightfully Yours!
As a MOTO merchant, you have two main choices when deciding what type of credit card processing equipment to use. Your first choice is processing through a Virtual Terminal via a Payment Gateway that you would install on your PC. This allows you to process credit card payments by way of an internet connection. The second option is you can also manually key-enter credit card transactions through a standard credit card countertop terminal. We offer two Free Terminal Packages which are listed above. No matter which option you prefer, we have multiple solutions for both from which you can choose from.
Let us show you how much money we can save your business on processing fees and equipment costs, by taking advantage of our Free Rate Quote offer. It comes with No-Obligation to our service and takes less than 24 hours to complete and return to you. All that is required is one recent months processing statement to review. If you are looking to setup a new MOTO merchant account, let us know that when you contact us.
CLICK HERE to Contact Us for a Free Rate Quote!
