What Are You Really Paying In Credit Card Processing Fees?

Fact: A low Base Discount Rate isn’t everything, in fact it’s far from it. What is most important is your Effective Rate. Bottom Line, what does it cost you to process your credit cards with all fees included?

For example, you may have a base discount rate of 1.64%, but with downgrades and surcharges added in, you may be paying well over 2.40% and that’s just on consumer credit cards.  (Total Monthly Fees divided by Total Visa/MC Monthly volume (hit % key) equals your True Effective Rate)

How we lower your “Effective Rate” and save you money:

We offer Straight Pass-Through Pricing at True Bank Cost on all “Back End Surcharges”: Commercial Cards, Rewards Cards, Debit Cards, Keyed Transactions, (Mid-Qual, Non-Qual) etc.

None of these transactions come in at the “advertised” base discount rate! That initial “low” base rate they approach you with is nothing more than “bait” to lure you in, only to overcharge you on the backend with higher fees. At least 80% of all merchants don’t currently have Straight Pass-Through Pricing on these items, because most all processors like to make additional profit here.

Bottom Line: By applying Straight Pass Through at True Bank Cost to your merchant account, we completely remove your Hidden Fees. This can mean $100’s to $1000’s of dollars per month per location in savings for merchants doing 15k and up in monthly Visa/MC volume.

It’s pretty simple. A Merchant will either choose to have Straight Pass Through, or they will choose to have hidden fees attached to their merchant account. The choice is clear…!

Contact Tailored Transactions today to learn more on their Cost-Plus Pricing program. It is Guaranteed to save your business money each month.
Visit us online at www.TailoredTransactions.com or call our office direct  toll free at 888-669-1686

 

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